by JoAnn Cassell | Jun 15, 2026 | 401k Compliance, Regulations & Policies, SECURE Act
Every year has its “you really can’t ignore this anymore” compliance items. 2026 is… one of those years. To help, we put together this 2026 SECURE checklist to ensure you are on track with every compliance item due this year. To be fair, most plan sponsors have been...
by JoAnn Cassell | May 15, 2026 | 401k Compliance, Merger & Acquisitions
Mergers and acquisitions tend to create a very specific kind of optimism: “We closed the deal. Everybody survived. The hard part is over.” And then six months later, someone says: “Wait… what do you mean the plan merger was effective last year?” That’s usually when...
by JoAnn Cassell | Apr 15, 2026 | 401k Compliance, Employee Termination
If forfeitures are little more than an afterthought in managing your 401(k) plan, you are not alone. 401(k) forfeitures are one of those quiet plan mechanics that can create outsized compliance issues when plan sponsors misunderstand—or worse, ignore them. Let’s break...
by JoAnn Cassell | Mar 15, 2026 | 401k Compliance Error, 401k Plan Mistakes, Audit Insights
As a sponsor of a 401(k) plan, you’re not trying to break the rules—the opposite, you have the best intentions for your employees. You’re offering a benefit that protects their futures! But as I recently shared on The 401(k)ouple Podcast, most mistakes don’t come...
by JoAnn Cassell | Feb 15, 2026 | 401k Communication, Preparing for a 401(k) audit, Record Retention
Census data… I know, exciting! But seriously, before you hit “send” on your employee census to your third-party administrator (TPA) or auditor for testing, double-check the details. An accurate census is the foundation of your 401(k) plan audit, leading to reliable...
