by JoAnn Cassell | Jun 15, 2026 | 401k Compliance, Regulations & Policies, SECURE Act
Every year has its “you really can’t ignore this anymore” compliance items. 2026 is… one of those years. To help, we put together this 2026 SECURE checklist to ensure you are on track with every compliance item due this year. To be fair, most plan sponsors have been...
by JoAnn Cassell | Oct 15, 2025 | Regulations & Policies, SECURE Act
Just last month, the Department of the Treasury and the IRS issued final regulations addressing the SECURE 2.0 Act provisions relating to catch-up contributions. And while we can’t offer legal or compliance advice (we’re your auditor, not your plan administrator or...
by JoAnn Cassell | Apr 15, 2025 | 401k Plan Audit, Regulations & Policies, Uncategorized
If you sponsor a 401(k) plan for your employees, you’ve probably heard talk about retirement plan audits. Maybe someone told you you’ll need one once you hit 100 participants… or was it 120? Eligible? Contributing? It’s confusing, we get it. The good news? You’re not...
by JoAnn Cassell | Mar 15, 2025 | Regulations & Policies, SECURE Act
The big SECURE Act 2.0 changes mandated for 401(k) plans are still rolling out—and 2025 is no exception. So, with new rules around auto-enrollment, catch-up contributions, and long-term part-time employee eligibility, as a plan sponsor, you’ll need to be prepared to...
by JoAnn Cassell | Jan 15, 2025 | 401k Plan Audit Documentation, Record Retention, Regulations & Policies
Updating your payroll procedures for paperless, electronic documents? Good. Improperly retaining said documents, putting you out of compliance with federal policy and regulation? Bad. In short, are you retaining your digitally signed payroll Form I-9 correctly? Here’s...
by JoAnn Cassell | Oct 15, 2024 | 401k Auto-Enrollment, 401k Communication, 401k Compliance, Employee Addition, Regulations & Policies, Safe Harbor 401(k)
Autumn is well underway, and with it comes those seasonal tasks: Hire the neighborhood kid to rake fallen leaves… Check. Stock up on candy for Halloween trick-or-treaters… Check. Put together this year’s annual 401(k) plan notices… Check?! Consider this a gentle...
